Before you buy a home, it is important to make sure there are no major defects with the property. A professional home inspection is a great source, but buyers should know that it doesn't detect every problem.
An inspection is a standard part of the homebuying process that can affect how much you pay for the home. For example, if an inspection unearths a small, fixable problem, you could ask the seller to fix it before you take possession or ask for a seller's credit for closing costs so you can make the fix yourself. (Another major factor in home affordability is your credit -- you can check your credit scores for free on Credit.com to see where you stand.)
Most quality inspectors will report on your home's structure, roofing, plumbing, electrical, insulation, heating and air-conditioning systems -- but what do they not cover that you may need a specialist to examine?